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Ask most adult children how many bank accounts their parent has, and you’ll get a confident number. Ask again after actually going through the mail, the old statements, and the safe deposit box, and that number almost always goes up — sometimes by two or three accounts nobody knew existed. Why This Happens So Easily

Financial exploitation is one of the most common threats aging adults face — and one families tend to underestimate until it’s already happened. It’s not always a stranger calling from overseas. Often it’s a plausible-sounding “grandchild in trouble,” a fake tech support pop-up, a romance scam that develops over months, or — less discussed, but